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Finance Your Entire SimLab with DiaMedical & Blue Street Capital

DiaMedical has partnered with Blue Street Capital to help improve the quality of healthcare by providing innovative tools to educate the next generation of medical professionals. Our partnership allows us to help reduce one of the major barriers faced by our customers today: the lack of funds. Blue Street Capital and DiaMedical offer a variety of payment plans to help secure funding for a variety of medical equipment for healthcare education and simulation in as little as 2 weeks!

Blue Street Capital and DiaMedical: have developed creative financing solutions that meet the needs of all our customers. After completing a quick and easy online quote customers will be able to conserve their cash and working capital, as well as preserve the current lines of credit. Customers also gain access to tax benefits and additional deductions by financing with Blue Street Capital and DiaMedical.

Calculate Your Monthly Payment

Work with us to find the best payment plan for your facility! Monthly payments starting at as low as $195.

Flexible Payment Options

• Fair Market Value Financing

• Capital Leases

• Full-Payout Term Financing

• Deferred Payment Options (for up to 6 months)

• Step Payment Options

How Can DiaMedical & Blue Street Capital Help Your Facility?

Blue Street Capital provides facilities with numerous ways to cost effectively finance your simulation needs. Together, we can assist you through all phases of your simulation equipment lifecycle, including assessment, acquisition, utilization and disposal. By working alongside DiaMedical and Blue Street Capital facilities have the ability to qualify for a wider range of credits than large banks and capital leasing companies. They can also finance a wider variety of equipment, software, and even services than most other financing institutions. With best-in-class financial options tailored to meet your specific needs, Blue Street Capital and DiaMedical has you covered!

Payment terms normally range from two to three years with monthly payments, but we also offer shorter and longer payment terms as well as quarterly, semi-annual, and annual payment plans. Blue Street Capital’s process is quick and convenient with simple one-page lease applications, fast quotes, pre-approvals, competitive rates, preventive maintenance and extended warranty financing, and dedicated, experienced finance professionals assigned specifically to help DiaMedical customers.

Take Your Healthcare Simulation to the Next Level

One of the biggest benefits to leasing is the ability to continue upgrading your simulation technology. The only way to stay on the cutting edge is by continuing to train with the latest and greatest technology.

Finance for the Future

Finding room in the budget for education, technology, software and maintenance can be difficult. With Blue Street Capital and DiaMedical you can spread out your spend over a few years with flexible, easy to manage payment plans. Start building a simulation environment that will last for years to come!

Financing FAQs

One of the advantages of financing is that training, shipping, installation, software and preventive maintenance CAN be financed and included in the financing payments. Unlike loan financing, these costs, also known as “soft costs” can be included in the financing agreement.

  1. Application is submitted
  2. We request any other financial information that is needed
  3. After approval, documents are prepared for signature
  4. After signed documents are received, a purchase order is issued
  5. Equipment is delivered

Insurance is required for the duration of the finance agreement. An Insurance Authorization page will be included with the initial document package. We can reach out to request the certificates of property and liability on your behalf.

Yes. This is known as a sale-leaseback. We can consider Sale Leaseback transactions, assuming the purchase took place within 60 days of the approval/review date and funded within 90 days of original purchase date.

Payment Type  & Features 
Finance Agreement
Cash Flow

Buying has an immediate impact on cash flow by diminishing cash reserves.

Down payment required and loan payments are generally higher than lease payments.

No down payment required. Financing usually has less impact on cash flow due to lower payments.

Line of Credit

Liquid assets are depleted and may affect credit.

Taps the line of credit.

Does not affect line of credit.

Equipment Risk

The owner bears all the risk of equipment devaluation. Obsolescence must be tracked by the owner.

The owner bears all the risk of equipment devaluation.  Obsolescence must be tracked by the owner.

In many finance agreements, the burden of taxes and insurance is managed by the financier.

Asset Liability

Owners must manage asset liability on their books. Financial accounting requires owned equipment to appear as an asset with a corresponding liability on the balance sheet.

Owners must manage asset liability on their books and are required to have equipment appear as an asset with a corresponding liability on the balance sheet.

Operating lease assets are expensed. Such assets do not appear on the balance sheet, which can improve financial ratios.

Rate Risk

Cash should be used for income producing investments since you pay with today’s dollars at today’s value.

Banks prefer to loan money on a floating or variable rate tied to prime. Rate risk is on the customer, not the bank.

Payments are fixed for the finance agreement term. Pay with next year’s inflated dollars – take advantage of inflation.

Soft Costs

Soft costs such as installation, training can erode cash reserves.

Banks rarely finance soft costs. Cash is usually needed.

Financing may cover all soft costs including maintenance and software.


Owners must manage disposal/selling of outdated equipment. This can slow down the upgrade process. 

Owners must manage the disposal/selling of outdated equipment. This can slow down the upgrade process.

Financing allows for easy upgrades or additions and keep the same payment by simply extending the lease term.

Here are a few ways equipment financing can benefit your company:

100% Financing. Financing covers 100% of the equipment cost with room to add soft costs including training, installation, and maintenance.

No Down Payment. A security deposit equal to two months rental payments is usually all that is required.

Possible tax savings*. If a company is in the 34% tax bracket and has a finance agreement with a monthly payment of $500, the payment may be reduced to $330 – that’s a monthly savings of $170 ($500 x 34%) or $2040 annually. *Consult your tax advisor.

Flexibility. Customize a lease to fit your particular situation with skip payments or seasonal payments.

Use inflation to your advantage. If you pay cash for your equipment, you pay with today’s dollars at today’s value. Through financing, you pay with next year’s inflated dollars, and the next, and the next.

Increase profits immediately.

With financing, you only need to cover the monthly payment for the new equipment to be profitable from the first month. Example of the cost effectiveness of a finance agreement: A monthly payment of $500 divided by 30 days = a daily cost of only $16.67! Divide $16.67 by 8 work-day hours to get an hourly cost of $2.36!

Preserve bank credit lines. Financing doesn’t affect your bank borrowing limits. You still have 100% of your credit available.

Avoid obsolescence. Upgrade finances are easy with most modern equipment always available.

Conserve working capital. Cash isn’t tied up in overhead, it’s free for income producing investments. Financing improves cash flow and does not require a down payment. You can acquire the equipment and software you need without tying up capital with 100% financing. Use your working capital for other areas of your business such as expansion, improvements, marketing or R&D.

Financing agreements may have accounting benefits. Monthly payments may be deductible as operating expenses rather than accounting for the equipment as an asset.

Combine Multiple Vendors: Combine products from multiple vendors into one easy monthly payment.

Speed and Simplicity: Financing approvals can be obtained in hours and can allow you to respond quickly to new opportunities with minimal documentation and red tape. With financing, inclusion of your financial statements is generally not necessary if your transaction amount is below $150,000.

TAX BENEFITS: The IRS does not consider an operating lease to be a purchase, but rather a tax-deductible expense where the entire payment may be 100% tax deductible. The equipment is not recorded as an asset, nor does it become a long-term liability, and instead can be treated as an off balance sheet operating expense.

Tax treatments are determined by state and the end of term option [Buyout Option]. Documentation fees are taxable in California. Sales tax will be collected and remitted to each state by Blue Street Capital, LLC. Sales tax will always be based on the equipment location.